Taking A New Job And Buying A New Home? Insurance To Protect The Unexpected

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

Taking A New Job And Buying A New Home? Insurance To Protect The Unexpected

Taking A New Job And Buying A New Home? Insurance To Protect The Unexpected

11 May 2017
 Categories:
Insurance, Blog


If you are taking a new job and you have no job security, but you want to buy a house and start a family, there are a few thigs you want to consider before you purchase your home. You will need to get basic homeowners insurance to protect the property, but there are some other type of coverage that you will want to have as well. Here are some of the insurance policy options you want to get quotes for.      

Basic Home Coverage

You first have to establish a basic policy with all the coverage that you would need, so that you are covered if there is any type of emergency or damage. This would include coverage for all:

  • Structural damages
  • Theft or vandalism
  • Weather complications

The agent can go over the levels of coverage so you can pick the best policy for your needs. Once you know that you are covered with basic home insurance needs, there are other options you want to consider.

Depreciation Insurance

If you worry that your home value will depreciate and that you will end up having a hard time selling it for what you owe, or that you will end up still owing money after you negotiate a sale price, you want to get depreciation insurance. Talk with the agent to see how much coverage you can get, so you don't have to worry about losing money on the house if the market drops and you get relocated and have to sell.

Unemployment Insurance  

You can't pay your mortgage while you try to sell your house if you don't have a job. If you are worried about job security then you should consider getting unemployment insurance. This doesn't just help you pay the mortgage, but the other bills that you have as well. Find out how much the insurance will cost monthly, to get enough money to cover the bills if you are let go or unemployed.

You don't want to take a new job and get a mortgage, and then end up unemployed with no way to pay for your home, or end up having to sell a home that isn't worth what you paid for it. Talk with the insurance experts to see what type of policies will be best for your situation, and to see how much money it will cost to protect you if your job or the house you buy don't work out.

Visit a site like http://www.unitedsecurityagency.com for more information.

About Me
Choosing the Right Insurance Policy Made Simple

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

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