Russell Stewart

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

Russell Stewart

3 Ways To Get The Best Deal On Auto Insurance

4 January 2019
 Categories:
Insurance, Blog

With hundreds of auto insurance companies and a constant stream of online advertising, it would seem that getting a good quote on insurance is not all that difficult. However, if you put your information into the wrong hands, you may start receiving phone calls from different insurance agencies, which could continue for weeks. Here are a few ways to keep your information safe while shopping for a car insurance quote.
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How To Purchase Homeowner’s Insurance If You Live In A Community With An HOA

23 November 2018
 Categories: Insurance, Blog

A homeowner's association (HOA) is an organization that manages a specific community. If you live in a community that has one, you will have to pay a monthly fee to the HOA, and you may have different needs when it comes to the insurance policy you purchase for your home. Here are a few things to understand about insuring a home that is part of an HOA. You will need to purchase a homeowner's insurance policy
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How To Know What Type Of Condo Insurance To Purchase

3 October 2018
 Categories: Insurance, Blog

If you are getting ready to close on a condo you are buying, you will need to purchase homeowner's insurance before the big day. If you have never lived in a condo before, you might be surprised to find out that the insurance you need for this type of home is often different than the insurance you need for a single-family house. Here are several things you should understand as you prepare to buy an insurance policy for your new condo.
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Starting Your Dental Career? Make Sure You Have The Right Business Insurance

20 August 2018
 Categories: Insurance, Blog

If you are starting your dental career, you want to make sure that you have the right business insurance to protect your practice and your career.  Claim Policy During your first year of practice, you are going to need to obtain a first-year claims policy. This policy will cover you for any claims that could potentially arise during your first year of practice.  It will cover you for claims that are up to the limits of your policy.
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Four Factors That Affect Car Insurance Premiums

21 June 2018
 Categories: Insurance, Blog

Your car insurance policy premiums are determined by a large list of different variables and factors. Some things, like age, cannot be controlled, but others are able to be altered. Understanding some of the most common variables that are included in the calculation of your monthly insurance payments can help you make changes to save yourself money each month without having to give up your coverage. Security One of the most important factors that insurance companies will look at when determining how much you should pay each month is how your car is stored.
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About Me
Choosing the Right Insurance Policy Made Simple

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

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