Russell Stewart

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

Russell Stewart

How New Drivers Can Get A Great Deal On Car Insurance

12 September 2022
 Categories:
Insurance, Blog

New drivers often overlook auto insurance policies when factoring in the costs of car ownership, but the fact remains that it is just as important as having a valid driver's license. In fact, virtually all states require drivers to have a minimum amount of coverage, so it pays to start comparing policies as soon as possible. What makes shopping for car insurance so difficult for many new drivers, however, is that they don't know how to seek out the best deals available to them.
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Exploring The Different Types Of Medicare Insurance Coverage

9 August 2022
 Categories: Insurance, Blog

For many people, choosing the Medicare insurance coverage that is right for their needs can be a complicated and often frustrating task. This is because they simply do not understand the difference between the many types of Medicare coverage and are, therefore, unable to select the coverage that best suits their specific needs. Thankfully, you can avoid finding yourself in this same situation by taking just a moment to explore the three main types of Medicare insurance coverage options listed below.
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How To Set The Right Deductible For Your Car Insurance Policy

27 June 2022
 Categories: Insurance, Blog

The deductible is the portion of the cost an insured driver has to pay if the policy provider approves their car insurance claim. If you have a $500 deductible and a $2,000 incident, for example, the insurer would pay $1,500 and you'd be on the hook for the remaining $500. Generally, a lower deductible means a higher premium, which is the amount you'll pay each month for the policy. What is the right deductible for your policy?
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Deciding When To Go Through Insurance Claims Adjustments

31 March 2022
 Categories: Insurance, Blog

The insurance claim adjustment process provides many benefits when handled properly and can help transform a person's insurance in many ways. However, going through these steps should only be done when an individual is prepared for the unique challenges this process presents. There are specific situations in which it is best to start this process and when it is best to avoid it. When to Get an Insurance Claims Adjustment
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Why You Should Pay For Your Entire Auto Insurance Term At Once

31 March 2022
 Categories: Insurance, Blog

When purchasing car insurance, you typically have the option to pay for your car insurance monthly or to pay for your entire insurance term at one time. Your car insurance term might be for six months or a year, depending on your insurance company and the specific policy that you purchase. It might seem ideal to simply make monthly payments on your car insurance instead of paying a lump sum at one time.
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About Me
Choosing the Right Insurance Policy Made Simple

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

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