Insurance

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

Insurance

Five Things A Vehicle Owner Needs To Be Aware Of After A Total Loss

3 October 2017
 Categories: Insurance, Blog

Dealing with a total loss after an accident can be a stressful experience. However, it could end up being good for you depending on the coverage you have on your vehicle and the value of your vehicle. You should be aware of the following five things if you're a vehicle owner who has just been through an accident that results in significant damage: You're only going to be compensated for a total loss if you have collision coverage as part of your auto insurance policy.
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3 Things To Know About Taking Out Multiple Construction Bonds

25 August 2017
 Categories: Insurance, Blog

Most large projects require bonds to back up your work. When your business starts to do really well and bid on more contracts, you need to be able to handle all the bond requests. As a contractor, you are going to eventually hit a construction bond limit or construction bond capacity. #1 Construction Bonding Capacity This limit on the value of a bond you can get for a single project and there is also a limit on the total number of bonds you can carry at one time.
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The Types Of Coverage Your Homeowner’s Insurance Should Have

12 August 2017
 Categories: Insurance, Blog

Trying to read through an insurance policy can be tedious and confusing. This can be especially true when the policy is for your home. When you are talking with an agent about homeowner's insurance, there are a few things you need to be sure are covered and how they are covered. Make sure you bring up the following so you can be protected best. Repair or Replacement of Your Home and Belongings
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Changing Life Insurance Plans Without Paying Taxes

2 July 2017
 Categories: Insurance, Blog

Life insurance coverage is a great way to give your family a sense of financial security in the event that you pass away. If you are already covered under a term life insurance policy that you are unhappy with, it might be a good idea to switch to a different type of coverage. However, switching a life insurance plan isn't always an easy task, and it could also lead to you having to spend more money for coverage.
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Don’t Share These Three Things Online If You Don’t Want To Be A Target For Thieves

15 June 2017
 Categories: Insurance, Blog

Social media may be one of the best technological advances of recent times for most people, but it can make you a target for thieves if you aren't careful. For example, sharing these three things can encourage thieves to break into your home: Your Vacation Plans You should never share your vacation plans because thieves may use them to target your house. Imagine broadcasting that you are going on a vacation, where you are going, how long the vacation will take and who you are going with.
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About Me
Choosing the Right Insurance Policy Made Simple

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

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