2017

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

2017

4 Things To Know About Buying Auto Insurance After A DUI

15 November 2017
 Categories:
Insurance, Blog

Being convicted of driving under the influence (DUI) can cause a lot of problems for you, such as fines, court-mandated alcohol education classes, having to install a device interlock in your vehicle, and possibly jail time. After you have fulfilled the terms of your sentence, you will eventually be able to legally drive again. But it is not as easy as just jumping in your car and driving to where you need to go.
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Five Things A Vehicle Owner Needs To Be Aware Of After A Total Loss

3 October 2017
 Categories: Insurance, Blog

Dealing with a total loss after an accident can be a stressful experience. However, it could end up being good for you depending on the coverage you have on your vehicle and the value of your vehicle. You should be aware of the following five things if you're a vehicle owner who has just been through an accident that results in significant damage: You're only going to be compensated for a total loss if you have collision coverage as part of your auto insurance policy.
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3 Things To Know About Taking Out Multiple Construction Bonds

25 August 2017
 Categories: Insurance, Blog

Most large projects require bonds to back up your work. When your business starts to do really well and bid on more contracts, you need to be able to handle all the bond requests. As a contractor, you are going to eventually hit a construction bond limit or construction bond capacity. #1 Construction Bonding Capacity This limit on the value of a bond you can get for a single project and there is also a limit on the total number of bonds you can carry at one time.
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The Types Of Coverage Your Homeowner’s Insurance Should Have

12 August 2017
 Categories: Insurance, Blog

Trying to read through an insurance policy can be tedious and confusing. This can be especially true when the policy is for your home. When you are talking with an agent about homeowner's insurance, there are a few things you need to be sure are covered and how they are covered. Make sure you bring up the following so you can be protected best. Repair or Replacement of Your Home and Belongings
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Changing Life Insurance Plans Without Paying Taxes

2 July 2017
 Categories: Insurance, Blog

Life insurance coverage is a great way to give your family a sense of financial security in the event that you pass away. If you are already covered under a term life insurance policy that you are unhappy with, it might be a good idea to switch to a different type of coverage. However, switching a life insurance plan isn't always an easy task, and it could also lead to you having to spend more money for coverage.
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About Me
Choosing the Right Insurance Policy Made Simple

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

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