2021

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

2021

4 Surprising Things Covered By Homeowner’s Insurance

3 December 2021
 Categories:
Insurance, Blog

When you bought your homeowner's insurance, you probably intended it to cover common issues such as water damage, fire, vandalism, and damage from elements like strong winds and heavy rains.  What you might not have known is that home insurance covers much more than that. Knowing all the options and benefits available to you is essential so you don't end up leaving money on the table when the unexpected happens. Here are four surprising things covered by homeowner's insurance.
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All You Need To Know About Commercial Auto Insurance

28 October 2021
 Categories: Insurance, Blog

Are you considering commercial auto insurance coverage? If you are, it is essential to understand the basic elements of the insurance policy. This post provides vital insights on how commercial auto insurance works and what it covers.  What is Commercial Auto Insurance? A personal automobile insurance policy does not extend to vehicles used for business purposes. Instead, you have to secure a business insurance policy that applies to cars owned by or used in the business.
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What Information Does An Insurance Agent Need To Provide You A Quote?

23 September 2021
 Categories: Insurance, Blog

You cannot get a car insurance quote without first contacting an insurance company. When you contact them for a quote, they will need some information before they can give you an accurate quote. What types of information will the agent need in order to give you the information you request? Here is a list of some of the things you will need to give the agent when asking for a quote.
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Risks Of Buying The Cheapest Car Insurance Policy

11 August 2021
 Categories: Insurance, Blog

Many people want to save money on car insurance, and so they look for the cheapest policy around. Buying affordable car insurance does not have to be risky, but it can be. If you choose the cheapest policy, you should make sure you have the coverage you need. If you are willing to pay a little more for your coverage, you might get all the coverage you need. Here are some of the top things to consider.
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Liability Insurance Coverage for a Vehicle

8 July 2021
 Categories: Insurance, Blog

Auto insurance is something that many people try to avoid paying when they are living from paycheck to paycheck. The problem with not having auto insurance coverage is that it can get you into deep legal trouble, such as possible jail time depending on certain state laws. The reason is that there are penalties for driving without insurance coverage in most states, and some of them are more severe than others.
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About Me
Choosing the Right Insurance Policy Made Simple

While choosing the right insurance policies throughout our lives, especially health, home, and automobile insurance, is a very important task, making those choices can be very difficult. For that reason, I decided to start a blog to help others learn how insurance policies can differ and which features and options make one policy a better choice than another during a specific life circumstance and/or when insuring a specific person or item. I first started dedicating myself to learning more about insurance policies when I was in an auto accident and learned that the auto insurance coverage I had chosen was going to leave me in a financial hardship; I had chosen very high deductibles and regretted it. I had to learn how to make good policy decisions the hard way, but I am dedicated to helping others make the right choices before a difficult situation pops up!

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